Roof Storm Damage: What is the Next Step?
Updated: Apr 14, 2022
No one likes to hear hail pounding on the roof, knowing there could be significant damage when the storm clouds clear. There have been 18 storms, with on-the-ground hail, reported in the Atlanta, Georgia area this year alone. We're certain many homeowners have experienced significant storm damage in our service area. If you suspect you have storm damage to your roof, please keep reading for tips for your next steps.
One of the most important, crucial steps after severe weather is to have your roof checked by a professional. Taking early action can help minimize the extent of damage and help you to know if a roof repair or roof replacement is necessary.
WHAT TO DO AFTER A STORM:
The pros at Prodigy Roofing never recommend getting on your roof to access the damage after a storm, but there are signs to look for to spot hail and wind damage after a storm with your feet safely on the ground. The first step we recommend is to walk your property and yard to look for possible hail and wind damage at eye level:
1. Do you see plants stripped of their leaves?
2. Are there dents in your cars?
3. Do you have damage to your air conditioner unit or other exterior furnishings?
Next, we recommend you walk around your home, inside and out, and take pictures of any of the following:
1. Granule loss and small divots or round black areas on your asphalt shingles – Granule loss from shingles can occur over time through normal wear and tear, but shingle damage can be amplified by hail which reduces the roof’s strength and protection.
2. Cracked Shingles – Wind and hail are usually the culprit in cracking your shingles which can lead to roof damage and leaks.
3. Missing Shingles - Hail storms and strong thunderstorms are usually accompanied with strong winds which can cause roof shingles to pull off and blow away. Missing shingles leave the protective layer of your roof exposed which can cause significant roof damage and leaks to your home.
4. Water Leaks: Look for brown circles on your ceiling where a damaged roof can allow water to leak into underlying materials.
If you’ve noticed any of the above signs, it’s time to contact your insurance company and the Prodigy Roofing professionals for a full roof inspection.
IS MY DAMAGED ROOF COVERED UNDER MY INSURANCE?
Most insurance policies will cover hail damage, but we know that the insurance process can be extremely overwhelming. Prodigy Roofing will walk you through every step of the insurance claims process after a storm. Our professional technicians will come to your home and provide a free, no-obligation, roof inspection that will determine what kind of damage your roof has. We will go over your roof choices and consult with you on the insurance claim process.
With an owner-occupied home, a typical HO-3 policy will usually cover the cost of damages to your roof, minus your deductible. Every policy is different, so please review your homeowner’s policy to check for common stipulations associated with hail/storm related insurance claims.
Your first step in the insurance claims process will be to contact your insurance company and let them know that you suspect hail or storm damage. Your next step will be to contact a professional roofer, like Prodigy Roofing. The first thing we will do is schedule your no-obligation roof inspection.
PROCESS FOR FILING ROOF DAMAGE INSURANCE CLAIMS
When you call Prodigy Roofing to inspect your roof for storm damage, you will receive confirmation of our certificates of insurance and licensing. With Prodigy Roofing, we make the insurance process easy. We will assist you with the filing process by:
Providing a professional and thorough inspection of your roof to catalog damage for your Roof Damage Insurance Claims
Going over the entire process with you to make sure you understand every step of replacing or repairing your roof and we’ll let you know what steps are required by you throughout the process with your insurance company
Offering Proof of Filing
Meeting with your insurance adjuster to overcome pricing discrepancies and invoicing the insurance company when your job is complete
Providing you with facts about all present storm damage with a full report that outlines anything we document, from minor damage and signs of normal wear to major hail, leaks, dented gutters, missing shingles, etc.
Dealing with your insurance adjustor and insurance company
If your insurance company or agent recommends you use one of their approved roofing contractors, make sure you research that company to ensure they are experienced with storm damage. It is always best to have a roofing contractor like Prodigy Roofing, that is established in your area with great reviews. It is never a good idea to go with one of the "storm-chasing, traveling roofers” swooping into your neighborhood for a quick roofing job after a storm.
Prodigy Roofing is your locally, trusted roofing experts servicing Gwinnett County and all of Georgia, state-wide. We will make sure we get the job done right, from first contact to final clean up.
We know this is a lot of information to take in when dealing with property damage after a storm. The entire process can be very frustrating and time consuming. The Prodigy Roofing professionals are here to answer any questions you may have.
Our main goal is to protect your home and get you back to normal life as soon as possible.
If you suspect you have hail or storm damage, contact the pros at Prodigy Roofing. We’re here to help walk you through the insurance claims process and make the process as easy as possible.
Take our Storm Damage Quiz to see if you qualify for a free roof replacement. Answer as many questions as you can to help us better assess your situation:
After the storm clears and Prodigy Roofing inspects your roof, whether it's a roof repair or a roof replacement, we guarantee the job will be done with trustworthiness and the best quality work possible.
Contact the pros at Prodigy Roofing - for #roofingdoneright
Bird's Eye view with one of our Roofing Professionals as they give us an overview of the roof inspection process after a storm: